<p>  <br>  Shareholder Antonio Morin represents insurers, excess insurers, reinsurers and self-insured corporations in all matters involving CGL, property, auto, protection and indemnity (P&I), worker's compensation, employer’s liability, reinsurance, malpractice, errors and omissions and other business insurance policies. His cases often involve issues relating to the insurer's duty to defend, allocation of damages among carriers, orders of coverage, insured contracts, advertising injury and property damage claims. Antonio has also represented carriers in the defense of class actions regarding premium practices, claims handling practices, and purported violations of the Florida personal injury protection ("PIP") statute. Additionally, Antonio has defended both common law and statutory bad faith cases under business auto, CGL, and property damage policies. Antonio's practice has also involved significant work with respect to issues regarding choice-of-law and arbitration.